ZIP 46360 Property Distress & Foreclosure Data

Composite property distress in 46360 (Laporte County, Indiana) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (36/100), structural risk (35/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (4/100) stay muted. The latent-versus-live split is 35/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 27% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $167,300 (2.6× income, relatively affordable). The poverty rate is 17.3% — high, a tax-stress and distress correlate. At $59,641, median income runs below typical U.S. levels. Around 32% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 21,693 housing units. Around 23% of adults hold a bachelor's degree or higher. 43,997 residents call 46360 home, typically aged 41. The vacancy rate is 15.3% — elevated. 68% of housing is owner-occupied.

Taken together, 46360 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.