ZIP 46403 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46403 (Lake County, Indiana) lands at 32/100 — moderate on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (71/100), construction/permit lag (58/100), institutional ownership (54/100). By contrast, mortgage stress (8/100) register low. The latent-versus-live split is 71/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (94/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (67/100)).

The market reads peak — home values rose 4.3% year on year, and 15% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $44,114, median income runs below typical U.S. levels. 26.3% of residents fall below the poverty threshold. 47% of housing is owner-occupied. Educational attainment sits at 25% bachelor's-or-above. Rent burden reaches 55% of tenant households. There are about 6,363 housing units across 46403. The vacancy rate is 21.6% — elevated. Home values center near $177,600, an affordability ratio of 3.5× — accessible. On demographic stress specifically, 46403 scores 39/100. Population is roughly 10,697 with a median age of 42.

On the whole, 46403 leans distressed, with opportunity clustered in specific stressed parcels. 46403 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 46403 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 46403 stays directly comparable to neighboring ZIPs and the rest of Lake County, Indiana. Where the public record is thin for 46403, the field stays empty rather than modeled, and fills in as new documents post.

Behind 46403's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 46403 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.