ZIP 46403 Property Distress & Foreclosure Data

In Lake County, Indiana, ZIP 46403 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (74/100), structural risk (60/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. On the structural side it scores 60/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (68/100).

The market reads peak — home values rose 4.4% year on year, and 15% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Median household income is $44,114, below the U.S. median near $78,000. 26.3% of residents fall below the poverty threshold. Owners hold 47% of homes, renters 53%. Educational attainment sits at 25% bachelor's-or-above. Around 55% of renters are cost-burdened. The ZIP holds roughly 6,363 housing units. The vacancy rate is 21.6% — elevated. Home values center near $177,600, an affordability ratio of 3.5× — accessible. DLRadar's demographic-stress index for the area reads 39/100. About 10,697 people live here, median age 42.

Net-net, 46403 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.