ZIP 46404 Foreclosure, Tax-Lien & Distress Report
Lake County, Indiana · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 46404 in Lake County, Indiana comes in at 33, a moderate composite-distress reading. On the structural side it scores 72/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (68/100)). What sets it apart are the readings on structural risk (72/100), construction/permit lag (58/100), institutional ownership (53/100). On the quiet end sit mortgage stress (8/100).
Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 55% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
16,846 residents call 46404 home, typically aged 34. The tenure split is 49% owner-occupied to 51% rented. At $39,188, median income runs below typical U.S. levels. Rent burden reaches 45% of tenant households. The typical home is worth about $95,200 (2.3× income, relatively affordable). The vacancy rate is 19.6% — elevated. The poverty rate is 29.8% — high, a tax-stress and distress correlate. The ZIP holds roughly 7,650 housing units. About 16% have a four-year degree. DLRadar's demographic-stress index for the area reads 36/100.
On the whole, 46404 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 46404 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 46404's 33/100 can be lined up against any neighbor in Lake County, Indiana or any ZIP coast to coast. Sparse data for 46404 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 33/100 for 46404 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 46404 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 46404’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
46404 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 46404, the same set carried on every parcel.
Nearby ZIPs in Lake County
Nearest ZIP codes to 46404
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Indiana distress
Keep going: ZIP, county and state distress coverage for Lake County, Indiana.
Unlock parcel-level detail for ZIP 46404
Open 46404 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology