ZIP 46404 Property Distress & Foreclosure Data

DLRadar grades ZIP 46404 (Lake County, Indiana) at a low 27/100 for overall property distress. Structural risk reads 61/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (69/100)). Property-level stress concentrates in construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).

The peak-phase market in 46404 posted values that rose 4.4% over the year, and 55% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 16,846 with a median age of 34. The tenure split is 49% owner-occupied to 51% rented. Households earn a median $39,188 — below the roughly $78,000 national figure. Rent burden reaches 45% of tenant households. A median home runs $95,200 here, or 2.3 times local income. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 29.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 7,650 housing units across 46404. About 16% have a four-year degree. On demographic stress specifically, 46404 scores 36/100.

On the whole, 46404 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.