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ZIP 46303 Foreclosure, Tax-Lien & Distress Report

Lake County, Indiana · Distress market

ZIP 46303's composite property-distress score is 33/100 - DLRadar classes that as moderate for Lake County, Indiana. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are structural risk (71/100), construction/permit lag (58/100), institutional ownership (54/100). By contrast, mortgage stress (8/100) register low. Structural risk reads 71/100 against active distress of 2/100.

The market reads peak — home values rose 4.3% year on year, and 18% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

16,910 residents call 46303 home, typically aged 41. A median home runs $293,500 here, or 3.5 times local income. Around 24% of adults hold a bachelor's degree or higher. The tenure split is 82% owner-occupied to 18% rented. Median household income is $78,659, near the U.S. median near $78,000. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 7,082 housing units. Rent burden reaches 39% of tenant households. Vacancy runs 11.1%. 4.6% of residents fall below the poverty threshold.

Net-net, 46303 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 46303 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 46303's 33/100 can be lined up against any neighbor in Lake County, Indiana or any ZIP coast to coast. Sparse data for 46303 shows as blanks, never estimates, and the score updates on every fresh public filing.

46303's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 46303 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

33/100
Composite stress
71/100
Structural risk
2/100
Distress activity

What is driving ZIP 46303’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk96
46303 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 46303 by the numbers

The live 46303 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Lake County ZIP reports

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