ZIP 46356 Foreclosure, Tax-Lien & Distress Report

Lake County, Indiana's ZIP 46356 registers 33/100 composite distress, which DLRadar reads as moderate. On the structural side it scores 71/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (96/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (68/100)). Its heaviest discrete signals: structural risk (71/100), construction/permit lag (58/100), institutional ownership (54/100). mortgage stress (8/100) stay muted.

The market reads peak — home values rose 4.3% year on year, and 12% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 4.3%. Households earn a median $87,535 — above the roughly $78,000 national figure. Home values center near $281,500, an affordability ratio of 2.9× — accessible. The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 35% of tenant households. About 20% have a four-year degree. The ZIP holds roughly 7,423 housing units. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. 19,396 residents call 46356 home, typically aged 40. DLRadar's demographic-stress index for the area reads 26/100.

On balance 46356 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 46356 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 46356 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 46356 shows blanks, not estimates, wherever the record is sparse.

Behind 46356's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 46356 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.