ZIP 46356 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46356 (Lake County, Indiana) lands at 27/100 — low on DLRadar's public-record scoring. Structural risk reads 61/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (69/100)). The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).

The peak-phase market in 46356 posted values that rose 4.4% over the year, and 12% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 4.3%. Households earn a median $87,535 — above the roughly $78,000 national figure. A median home runs $281,500 here, or 2.9 times local income. The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 35% of tenant households. About 20% have a four-year degree. There are about 7,423 housing units across 46356. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 19,396 with a median age of 40. On demographic stress specifically, 46356 scores 26/100.

On balance 46356 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.