Lake County, IN: Foreclosures, Tax Liens & Distressed Properties

Lake County, IN, Indiana: 28 ZIP codes scored, Lake County, IN averaging 33/100 (moderate, Lake, IN), from 31 to 33. Lake County, IN is in its peak phase (Lake, IN confidence 26/100): Lake, IN home prices up 4.3% (Lake, IN) over twelve months. Lake County, IN lender headwind: 54/100.

Highest-scoring Lake County, IN ZIPs: 46303 (33/100), 46307 (33/100), 46311 (33/100), 46312 (33/100), 46319 (33/100), 46320 (33/100). Also scored in Lake County, IN: 46321, 46322, 46323, 46324, 46327, 46356, 46373, 46375, 46376, 46377.

Across Lake County, IN's scored ZIPs: median home value $196,867, household income $73,677, 12.1% vacancy, 16.8% poverty, 67% owner-occupied, median age 39.1.

Lake County, IN insurance distress 71/100 (#600 in the US); FEMA hazard 68/100 for Lake, IN; 6 federal disaster declarations in Lake County, IN since 2023 (4 flood); 45 Lake, IN NFIP flood claims, $138K paid; Lake, IN construction distress 57/100.

16 banks with 126 branches lend in Lake County, IN; Lake, IN weighted bank stress 64/100, highest 87/100 in Lake, IN.

Lake County, IN unemployment 4.8% (Lake, IN -0.6 pts, six months); 1,297 new housing units permitted in Lake County, IN over twelve months, Lake, IN down 8% from 1,403; Lake, IN home prices +8.6% a year (Lake, IN) over three years.

217,436 housing units in Lake County, IN; 56,369 Lake, IN renter households; 45% of Lake, IN renters spend 30%+ of income on rent, 24% (Lake, IN) half or more.

Lake County, IN ranks #674 nationally on the opportunity index (Lake, IN, among all ranked counties); Lake, IN scores 32.5/100 and Lake, IN sits #13 inside Indiana. Lake, IN is in the watchlist opportunity phase; Lake, IN's primary driver is bank institutional, Lake, IN second driver construction; Lake, IN moved up 339 places. 126 short-sale listings across Lake, IN; 64 days on market observed in Lake, IN; 9.3% vacancy over 28 Lake, IN ZIPs.

1.5% of Lake County, IN mortgages were ninety-plus days late in December 2025; Lake, IN's thirty-to-eighty-nine-day share was 3.2% (CFPB county sample). Lake, IN's ninety-day rate is up 0.1 points on twelve months earlier; the Lake, IN peak since 2008 was 6.1% in November 2009; Indiana overall reads 1.0%.

Lake County, IN has 7 watched banks; 7 Lake, IN banks sit in an elevated band. Lake, IN footprints: Centier Bank (24 branches, stress 60) in Lake, IN; Peoples Bank (12 branches, stress 87) in Lake, IN; Old National Bank (12 branches, stress 58) in Lake, IN.

HUD lists 44 assisted multifamily properties in Lake County, IN with 4,499 units; 2,741 Lake, IN units are assisted, 14 Lake, IN properties under project-based Section 8.

22,306 of the 217,436 housing units in Lake, IN sit vacant. Lake County, IN permitted 53 multifamily units in twelve months; Lake, IN's one-to-four unit structures added 1,244 units in Lake County, IN.