ZIP 46406 Property Distress & Foreclosure Data

Lake County, Indiana's ZIP 46406 registers 27/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. Structural exposure scores 61 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.4% year on year, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 8,513 people live here, median age 32. There are about 4,041 housing units across 46406. Owners hold 47% of homes, renters 53%. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Home values center near $91,700, an affordability ratio of 2.4× — accessible. Rent burden reaches 55% of tenant households. Educational attainment sits at 9% bachelor's-or-above. Median household income is $35,631, below the U.S. median near $78,000. 34.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 39/100.

Net-net, 46406 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.