ZIP 46406 Foreclosure, Tax-Lien & Distress Report

ZIP 46406's composite property-distress score is 33/100 - DLRadar classes that as moderate for Lake County, Indiana. Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (72/100), flood (NFIP) exposure (68/100). The pressure is most legible in structural risk (71/100), construction/permit lag (58/100), institutional ownership (54/100). mortgage stress (8/100) stay muted. Structural exposure scores 71 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.3% year on year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

8,513 residents call 46406 home, typically aged 32. The ZIP holds roughly 4,041 housing units. The tenure split is 47% owner-occupied to 53% rented. The vacancy rate is 16.1% — elevated. A median home runs $91,700 here, or 2.4 times local income. Rent burden reaches 55% of tenant households. Around 9% of adults hold a bachelor's degree or higher. At $35,631, median income runs below typical U.S. levels. Roughly 34.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 39/100.

On the whole, 46406 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 46406 at the moment; the composite and its components are still built from verifiable public records.

The 46406 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 46406 stays directly comparable to neighboring ZIPs and the rest of Lake County, Indiana. The score is rebuilt from public data as it updates, so 46406 reflects the current record instead of a stale or modeled snapshot.

46406's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 46406 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.