ZIP 46319 Property Distress & Foreclosure Data

DLRadar grades ZIP 46319 (Lake County, Indiana) at a low 27/100 for overall property distress. Property-level stress concentrates in construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). On the structural side it scores 61/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.4% year on year, and 20% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

7.5% of residents fall below the poverty threshold. Around 37% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $203,300, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 8,038 housing units. About 17,683 people live here, median age 39. Median household income is $75,976, near the U.S. median near $78,000. The vacancy rate is 7.1%. Educational attainment sits at 26% bachelor's-or-above. Owners hold 73% of homes, renters 27%.

Net-net, 46319 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.