ZIP 46319 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46319 (Lake County, Indiana) lands at 33/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (71/100), construction/permit lag (58/100), institutional ownership (54/100). On the quiet end sit mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (68/100). Structural risk reads 71/100 against active distress of 2/100.

The market reads peak — home values rose 4.3% year on year, and 20% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 7.5%. Rent burden reaches 37% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. A median home runs $203,300 here, or 2.6 times local income. There are about 8,038 housing units across 46319. Population is roughly 17,683 with a median age of 39. Households earn a median $75,976 — near the roughly $78,000 national figure. Vacancy runs 7.1%. Educational attainment sits at 26% bachelor's-or-above. Owners hold 73% of homes, renters 27%.

On balance 46319 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 46319 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 46319 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Lake County, Indiana and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 46319 shows blanks, not estimates, wherever the record is sparse.

Each component behind 46319 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. Practically, 46319 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.