ZIP 46324 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46324 (Lake County, Indiana) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 61/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 12% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 8.3%. The poverty rate is 12.0%. At $61,118, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 28/100. Around 40% of renters are cost-burdened. The ZIP holds roughly 9,576 housing units. The typical home is worth about $158,800 (2.3× income, relatively affordable). 21,433 residents call 46324 home, typically aged 38. Around 15% of adults hold a bachelor's degree or higher. 68% of housing is owner-occupied.

Overall, 46324 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.