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ZIP 46324 Foreclosure, Tax-Lien & Distress Report

Lake County, Indiana · Affordable market

Composite property distress in 46324 (Lake County, Indiana) lands at 33/100 — moderate on DLRadar's public-record scoring. The most distinctive pressure shows up in structural risk (71/100), construction/permit lag (58/100), institutional ownership (54/100). mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (68/100). The split runs 71/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 4.3% year on year, and 12% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 8.3%. 12.0% of residents fall below the poverty threshold. At $61,118, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 28/100. Rent burden reaches 40% of tenant households. There are about 9,576 housing units across 46324. The typical home is worth about $158,800 (2.3× income, relatively affordable). Population is roughly 21,433 with a median age of 38. About 15% have a four-year degree. The tenure split is 68% owner-occupied to 32% rented.

Overall, 46324 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 46324 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Lake County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 46324, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 33/100 for 46324 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 46324 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

33/100
Composite stress
71/100
Structural risk
2/100
Distress activity

ZIP 46324 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk96
9 further distress layers are graded for 46324

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

46324 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic scoring, sourced entirely from public data · methodology

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