ZIP 46320 Property Distress & Foreclosure Data

Lake County, Indiana's ZIP 46320 registers 27/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (69/100)). The latent-versus-live split is 61/100 structural and 2/100 already moving.

The peak-phase market in 46320 posted values that rose 4.4% over the year, and 25% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 6,340 housing units. Roughly 32.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 46% of renters are cost-burdened. About 12% have a four-year degree. Population is roughly 14,097 with a median age of 35. A median home runs $135,000 here, or 3.2 times local income. On demographic stress specifically, 46320 scores 40/100. The tenure split is 43% owner-occupied to 57% rented. Households earn a median $35,706 — below the roughly $78,000 national figure. The vacancy rate is 13.6% — elevated.

On the whole, 46320 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.