ZIP 46375 Property Distress & Foreclosure Data

Lake County, Indiana's ZIP 46375 registers 27/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 61/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 13% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 26/100. The poverty rate is 6.4% — low. At $89,646, median income runs above typical U.S. levels. The ZIP holds roughly 10,439 housing units. The typical home is worth about $315,400 (3.3× income, relatively affordable). Around 36% of adults hold a bachelor's degree or higher. Around 35% of renters are cost-burdened. 82% of housing is owner-occupied. 24,012 residents call 46375 home, typically aged 46. The vacancy rate is 3.4%.

Overall, 46375 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.