ZIP 46408 Foreclosure, Tax-Lien & Distress Report
Lake County, Indiana · High Vacancy market
DLRadar grades ZIP 46408 (Lake County, Indiana) at a moderate 34/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (77/100), flood (NFIP) exposure (75/100). Leading the profile are structural risk (74/100), institutional ownership (58/100), construction/permit lag (58/100). On the quiet end sit mortgage stress (8/100). On the structural side it scores 74/100, with 2/100 of stress already active.
The market reads peak — home values rose 4.3% year on year, and 12% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
There are about 7,993 housing units across 46408. Rent burden reaches 35% of tenant households. 15,571 residents call 46408 home, typically aged 37. Educational attainment sits at 12% bachelor's-or-above. Home values center near $102,600, an affordability ratio of 2.0× — accessible. At $47,063, median income runs below typical U.S. levels. Vacancy runs 23.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 33/100. 60% of housing is owner-occupied. 29.8% of residents fall below the poverty threshold.
Net-net, 46408 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 46408's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 46408, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 34/100 figure for 46408 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 46408 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 46408’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
46408 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Lake County ZIP reports
Nearest ZIP codes to 46408
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Lake County, Indiana — ZIP, county and statewide.
Unlock the full ZIP 46408 acquisition report
Every distressed parcel in 46408 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology