ZIP 46408 Property Distress & Foreclosure Data

In Lake County, Indiana, ZIP 46408 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). Its standout signals are construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Structural risk reads 61/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 12% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 7,993 housing units across 46408. Rent burden reaches 35% of tenant households. 15,571 residents call 46408 home, typically aged 37. Around 12% of adults hold a bachelor's degree or higher. The typical home is worth about $102,600 (2.0× income, relatively affordable). At $47,063, median income runs below typical U.S. levels. Vacancy runs 23.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 33/100. 60% of housing is owner-occupied. The poverty rate is 29.8% — high, a tax-stress and distress correlate.

Taken together, 46408 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.