ZIP 46409 Property Distress & Foreclosure Data

DLRadar grades ZIP 46409 (Lake County, Indiana) at a low 27/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 61/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 4.4% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 38/100. The vacancy rate is 37.3% — elevated. Median household income is $40,637, below the U.S. median near $78,000. Owners hold 45% of homes, renters 55%. Around 57% of renters are cost-burdened. Educational attainment sits at 12% bachelor's-or-above. 26.7% of residents fall below the poverty threshold. About 7,072 people live here, median age 35. Home values center near $78,800, an affordability ratio of 1.8× — accessible. The ZIP holds roughly 4,184 housing units.

Net-net, 46409 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.