ZIP 46409 Foreclosure, Tax-Lien & Distress Report
Lake County, Indiana · High Vacancy market
Composite property distress in 46409 (Lake County, Indiana) lands at 33/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (72/100), flood (NFIP) exposure (68/100). Structural risk reads 71/100 against active distress of 2/100. The pressure is most legible in structural risk (71/100), construction/permit lag (58/100), institutional ownership (54/100). mortgage stress (8/100) stay muted.
Prices here sit in a peak phase: values rose 4.3% over the trailing year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
On demographic stress specifically, 46409 scores 38/100. Vacancy runs 37.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $40,637 — below the roughly $78,000 national figure. The tenure split is 45% owner-occupied to 55% rented. Rent burden reaches 57% of tenant households. Educational attainment sits at 12% bachelor's-or-above. The poverty rate is 26.7% — high, a tax-stress and distress correlate. About 7,072 people live here, median age 35. Home values center near $78,800, an affordability ratio of 1.8× — accessible. There are about 4,184 housing units across 46409.
Net-net, 46409 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 46409 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 46409's 33/100 can be lined up against any neighbor in Lake County, Indiana or any ZIP coast to coast. Where the public record is thin for 46409, the field stays empty rather than modeled, and fills in as new documents post.
46409's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 46409 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 46409
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 46409 Stress Report snapshot
The live 46409 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Lake County
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Further distress data across Lake County, Indiana at ZIP, county and state level.
Open the complete 46409 acquisition file
See who owns each distressed property in 46409, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology