ZIP 46342 Property Distress & Foreclosure Data

Composite property distress in 46342 (Lake County, Indiana) lands at 26/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 58/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 20% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $72,163, median income runs near typical U.S. levels. Around 46% of renters are cost-burdened. The vacancy rate is 7.1%. The ZIP holds roughly 13,931 housing units. The demographic-stress sub-score lands at 30/100. Around 21% of adults hold a bachelor's degree or higher. The poverty rate is 14.7%. 75% of housing is owner-occupied. 32,525 residents call 46342 home, typically aged 38. The typical home is worth about $213,000 (2.7× income, relatively affordable).

Overall, 46342 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.