ZIP 46342 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46342 (Lake County, Indiana) lands at 32/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (92/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (66/100)). On the structural side it scores 70/100, with 2/100 of stress already active. Its heaviest discrete signals: structural risk (70/100), construction/permit lag (58/100), institutional ownership (53/100). mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 20% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $72,163 — near the roughly $78,000 national figure. Around 46% of renters are cost-burdened. Vacancy runs 7.1%. The ZIP holds roughly 13,931 housing units. On demographic stress specifically, 46342 scores 30/100. About 21% have a four-year degree. Roughly 14.7% live below the poverty line. The tenure split is 75% owner-occupied to 25% rented. 32,525 residents call 46342 home, typically aged 38. Home values center near $213,000, an affordability ratio of 2.7× — accessible.

Net-net, 46342 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 46342 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 46342's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 46342, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 32/100 figure for 46342 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 46342 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.