ZIP 46322 Property Distress & Foreclosure Data

In Lake County, Indiana, ZIP 46322 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). On the structural side it scores 61/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.4% year on year, and 13% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Median household income is $76,219, near the U.S. median near $78,000. 9.7% of residents fall below the poverty threshold. Around 40% of renters are cost-burdened. Home values center near $233,300, an affordability ratio of 2.9× — accessible. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 30% bachelor's-or-above. Owners hold 77% of homes, renters 23%. The ZIP holds roughly 10,879 housing units. The vacancy rate is 4.4%. About 23,749 people live here, median age 45.

Net-net, 46322 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.