ZIP 46376 Property Distress & Foreclosure Data

ZIP code 46376 in Lake County, Indiana carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 61 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (69/100).

The market reads peak — home values rose 4.4% year on year, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 85% of homes, renters 15%. Rent burden reaches 29% of tenant households. Vacancy runs 5.8%. Educational attainment sits at 8% bachelor's-or-above. About 280 people live here, median age 41. There are about 144 housing units across 46376. Home values center near $187,500, an affordability ratio of 2.5× — accessible. DLRadar's demographic-stress index for the area reads 24/100. 3.9% of residents fall below the poverty threshold. Median household income is $68,750, near the U.S. median near $78,000.

Net-net, 46376 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.