ZIP 46376 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 46376 (Lake County, Indiana) returns a moderate composite of 34/100. The latent-versus-live split is 74/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (74/100), institutional ownership (58/100), construction/permit lag (58/100). mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (77/100), flood (NFIP) exposure (75/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

85% of housing is owner-occupied. Rent burden reaches 29% of tenant households. Vacancy runs 5.8%. Educational attainment sits at 8% bachelor's-or-above. 280 residents call 46376 home, typically aged 41. There are about 144 housing units across 46376. Home values center near $187,500, an affordability ratio of 2.5× — accessible. On demographic stress specifically, 46376 scores 24/100. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Median household income is $68,750, near the U.S. median near $78,000.

Overall, 46376 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 46376 at the moment; the composite and its components are still built from verifiable records.

The 46376 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 46376 stays directly comparable to neighboring ZIPs and the rest of Lake County, Indiana. Where the record is thin for 46376, the field stays empty rather than modeled, and fills in as new documents post.

Behind 46376's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 46376 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.