ZIP 60954 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 60954 (Kankakee County, Illinois) returns a low composite of 22/100. Latent structural risk is 50/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (74/100). What sets it apart are the readings on structural risk (50/100), construction/permit lag (35/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

The market reads expansion — home values rose 5.9% year on year, and 12% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 7.2%. A median home runs $163,600 here, or 2.7 times local income. On demographic stress specifically, 60954 scores 28/100. There are about 2,520 housing units across 60954. About 5,586 people live here, median age 39. At $58,636, median income runs below typical U.S. levels. 76% of housing is owner-occupied. Educational attainment sits at 13% bachelor's-or-above. The poverty rate is 9.5%. Rent burden reaches 35% of tenant households.

Net-net, 60954 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 60954 at the moment; the composite and its components are still built from verifiable public records.

The 60954 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 60954 stays directly comparable to neighboring ZIPs and the rest of Kankakee County, Illinois. Where the public record is thin for 60954, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 figure for 60954 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 60954 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.