Illinois Foreclosures, Tax Liens & Distressed Properties

Illinois is scored county by county and ZIP by ZIP in DLRadar's deterministic public-record distress index. The dominant market phase statewide is expansion (avg HPI +5.2% YoY). By market phase, the county split is 81 expansion, 21 peak. The state covers 102 scored counties and 1,396 ZIP codes, averaging 19/100 composite distress.

The sharpest county readings come from Hardin County, Pope County, Ogle County, Monroe County, Lee County.

At the ZIP level, the highest distress in Illinois shows up in 60004 (35/100), 60005 (35/100), 60007 (35/100), 60008 (35/100), 60016 (35/100).

A county-level read across Illinois follows.

Adams County is in its expansion phase, up 5.7% on the year, lender pressure 34/100. Alexander County is peak (values rising 4.3%, 2.9% off peak, lender pressure 43/100). Bond County reads peak — prices up 3.9%, headwind 79/100. Boone County is in its expansion phase, values rising 8.1%, lender pressure 83/100. Brown County reads expansion — up 5.3% on the year, a 64/100 lender reading. DLRadar reads Bureau County as expansion — values rising 5.7%, bank stress 55/100. Calhoun County: peak, homes +3.9% YoY, a 32/100 lender reading.

Carroll County is expansion (appreciation near 5.3%, bank stress 81/100). Cass County sits in expansion, up 5.3% on the year, bank stress 64/100. In Champaign County, peak: homes +4.0% YoY, headwind 46/100. Christian County — expansion, appreciation near 5.7%, lender pressure 42/100. In Clark County, expansion: appreciation near 5.3%, a 61/100 lender reading. Clay County — expansion, values rising 5.3%, a 81/100 lender reading. Clinton County — peak, up 3.9% on the year, a 49/100 lender reading.

Coles County: expansion, up 5.7% on the year, lender pressure 55/100. Cook County: expansion, values rising 5.7%, a 47/100 lender reading. Crawford County is in its expansion phase, appreciation near 5.3%, headwind 50/100. DLRadar reads Cumberland County as expansion — appreciation near 5.7%, bank stress 50/100. Dekalb County is in its expansion phase, appreciation near 5.7%, headwind 49/100. In De Witt County, expansion: prices up 5.3%, bank stress 58/100. Douglas County is in its expansion phase, appreciation near 5.3%, bank stress 44/100.

Dupage County reads expansion — prices up 5.7%, lender pressure 43/100. Edgar County — expansion, homes +5.3% YoY, a 92/100 lender reading. In Edwards County, expansion: up 5.3% on the year, headwind 34/100. DLRadar reads Effingham County as expansion — values rising 5.7%, bank stress 69/100. Fayette County reads expansion — values rising 5.3%, bank stress 83/100. Ford County is peak (values rising 4.0%). Franklin County reads expansion — values rising 5.3%, a 52/100 lender reading.

Fulton County is in its expansion phase, values rising 5.7%, lender pressure 61/100. DLRadar reads Gallatin County as expansion — prices up 5.3%, headwind 65/100. Greene County: expansion, up 5.3% on the year, lender pressure 47/100. Grundy County is expansion (values rising 5.7%, lender pressure 34/100). Hamilton County sits in expansion, values rising 5.3%, a 65/100 lender reading. Hancock County — expansion, up 5.3% on the year, headwind 68/100. DLRadar reads Hardin County as expansion — prices up 5.3%, bank stress 100/100.

In Henderson County, expansion: homes +5.7% YoY, headwind 84/100. Henry County sits in peak, homes +3.8% YoY, a 63/100 lender reading. Iroquois County: expansion, appreciation near 5.3%, a 63/100 lender reading. Jackson County is in its expansion phase, appreciation near 5.7%, headwind 56/100. Jasper County is in its expansion phase, homes +5.3% YoY, headwind 44/100. Jefferson County is expansion (appreciation near 5.7%, bank stress 36/100). Jersey County is in its peak phase, up 3.9% on the year, a 62/100 lender reading.

Jo Daviess County is in its expansion phase, up 5.3% on the year, bank stress 60/100. Johnson County sits in expansion, homes +5.3% YoY, bank stress 77/100. Kane County sits in expansion, up 5.7% on the year, lender pressure 44/100. Kankakee County: expansion, prices up 5.9%, bank stress 78/100. Kendall County sits in expansion, prices up 5.7%, a 30/100 lender reading. Knox County: expansion, up 5.7% on the year, lender pressure 59/100. In Lake County, expansion: values rising 5.7%, bank stress 44/100.

Lasalle County is expansion (up 5.7% on the year, headwind 66/100).

All Illinois readings here are built only from verifiable public records — foreclosure filings, mortgage and tax stress, liens, bank exposure and climate risk — aggregated parcel-to-ZIP-to-county. With the state leaning expansion, the opportunity sits in the outliers: the counties and ZIPs that break from the Illinois norm.

Select any Illinois county below for its breakdown, or head directly to a ZIP score. Inside DLRadar, each Illinois parcel carries owner and contact detail, APN, a distress score, lender exposure and exit-velocity read.

No matter where Illinois sits nationally, each market is graded on the identical public-record model — court and recorder filings, FHFA price data and FDIC lender stress — so a Illinois county can be weighed against any market in the country on equal footing. Nothing is interpolated: where a Illinois source is thin, DLRadar leaves it blank rather than guessing, with nothing modeled to fill a gap.

Within Illinois, the markets DLRadar flags first are Hardin County, Pope County, Ogle County, Monroe County, Lee County , and at ZIP level 60004 (35/100), 60005 (35/100), 60007 (35/100), 60008 (35/100), 60016 (35/100) score highest.

Each Illinois score is a composite, combining foreclosure activity, tax and lien delinquency, mortgage stress and bank headwind into one 0–100 reading per market.

However large or small Illinois is, the acquisition path holds: move county to ZIP to parcel, always following the score down to where a real owner is under pressure , then the platform takes it from signal to closed acquisition.

Because the model is deterministic, a Illinois score can be traced back to the exact filings behind it — the public foreclosure, tax, lien, price and bank-stress sources — so nothing about the Illinois read is a black box.