Putnam County, IL: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Putnam County, Illinois carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. DLRadar scores 8 ZIPs here, with a mean composite of 11/100. Across its ZIPs, composite distress spans 10 to 16 out of 100. Lender pressure in Putnam County registers 51/100 — a moderate bank-stress headwind.

The expansion-phase county posted home values that rose 5.7% over twelve months (phase confidence 33/100). Through the growth, specific ZIPs still slip even as the headline looks strong.

Even appreciating at +5.7% YoY (33/100 confidence), stressed pockets remain which speeds resale of distressed buys. A mid-cycle 51/100 lender reading implies both signal sets in play here.

The most-distressed ZIP codes in Putnam County are 61334 (16/100), 61336 (12/100), 61326 (10/100), 61327 (10/100), 61335 (10/100), 61340 (10/100), each with its own full DLRadar report. Coverage extends to 61363, 61560 among others.

By the numbers, Putnam County's tracked footprint come in at median home values around $164,963 (below the national figure), 81% of homes owner-occupied, a 18% vacancy rate, a median age of 45.6, poverty running near 8.9%, incomes around $78,999. Numbers like these frame how much distress reaches the market and how fast it moves.

All in at 11/100 over 8 ZIPs, the edge is selective acquisition where the ZIP scores point. Subscribers get each Putnam County parcel's owner, mailing address, APN, per-parcel scoring with lender exposure and resale velocity.

No county is too small to score: Putnam County, Illinois runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Putnam County's numbers mean exactly what they mean anywhere else in Illinois.

The point of scoring Putnam County, Illinois is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. All Putnam County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

Drilling in, Putnam County's highest-scoring ZIPs are 61334 (16/100), 61336 (12/100), 61326 (10/100), 61327 (10/100), 61335 (10/100), 61340 (10/100). DLRadar also scores 61363, 61560 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Putnam County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.