ZIP 61327 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 61327 (Putnam County, Illinois) at a minimal 10/100 for overall property distress. Structural exposure scores 23 and live distress 3 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (63/100), structural risk (23/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (11/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 17% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 646 housing units across 61327. The demographic-stress sub-score lands at 26/100. 4.2% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%. Educational attainment sits at 19% bachelor's-or-above. 1,341 residents call 61327 home, typically aged 46. Rent burden reaches 42% of tenant households. A median home runs $211,300 here, or 2.5 times local income. At $87,500, median income runs above typical U.S. levels. Vacancy runs 8.9%.

Overall 61327 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 61327 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 61327 shows blanks, not estimates, wherever the record is sparse.

Each component behind 61327 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. Treat 61327 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.