ZIP 61340 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 61340 (Putnam County, Illinois) at a minimal 9/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (50/100), institutional ownership (20/100), structural risk (20/100). By contrast, structural risk (20/100) and mortgage stress (11/100) register low. Structural risk reads 20/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 497 with a median age of 45. 75% of housing is owner-occupied. The poverty rate is 5.0% — low. About 22% have a four-year degree. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 61340 scores 23/100. A median home runs $160,100 here, or 1.9 times local income. Rent burden reaches 30% of tenant households. The ZIP holds roughly 292 housing units. At $79,286, median income runs near typical U.S. levels.

Overall 61340 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 61340 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 61340's 9/100 can be lined up against any neighbor in Putnam County, Illinois or any ZIP coast to coast. 61340 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

61340's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 61340 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.