ZIP 61322 Foreclosure, Tax-Lien & Distress Report

ZIP code 61322 in Bureau County, Illinois carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 33/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (55/100), structural risk (33/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (63/100).

The expansion-phase market in 61322 posted values that rose 5.7% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

73% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 26/100. A median home runs $58,900 here, or 1.1 times local income. Educational attainment sits at 14% bachelor's-or-above. About 1,550 people live here, median age 43. The ZIP holds roughly 625 housing units. Rent burden reaches 33% of tenant households. Households earn a median $60,481 — below the roughly $78,000 national figure. Vacancy runs 11.1%. The poverty rate is 21.2% — high, a tax-stress and distress correlate.

Taken together, 61322 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 61322 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 61322 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Bureau County, Illinois and the nation. The score is rebuilt from public data as it updates, so 61322 reflects the current record instead of a stale or modeled snapshot.

The 15/100 for 61322 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 61322 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.