ZIP 61323 Foreclosure, Tax-Lien & Distress Report

In Bureau County, Illinois, ZIP 61323 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (55/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (63/100)). The split runs 33/100 structural to 1/100 active on the ground.

The expansion-phase market in 61323 posted values that rose 5.7% over the year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $44,688, below the U.S. median near $78,000. The poverty rate is 16.8% — high, a tax-stress and distress correlate. 119 residents call 61323 home, typically aged 59. DLRadar's demographic-stress index for the area reads 21/100. Rent burden reaches 0% of tenant households. About 12% have a four-year degree. The typical home is worth about $120,000 (2.4× income, relatively affordable). The vacancy rate is 0.0%. 83% of housing is owner-occupied. The ZIP holds roughly 68 housing units.

Overall, 61323 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 61323 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 61323 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 61323 reflects the current record instead of a stale or modeled snapshot.

The 15/100 figure for 61323 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 61323 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.