ZIP 61346 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 61346 (Bureau County, Illinois) lands at 15/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (33/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 33/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $78,800 here. 85% of housing is owner-occupied. About 2% have a four-year degree. There are about 38 housing units across 61346. About 48 people live here, median age 63. Roughly 8.3% live below the poverty line. The vacancy rate is 17.5% — elevated. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 21/100.

Net-net, 61346 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 61346 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 61346 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 61346 shows blanks, not estimates, wherever the record is sparse.

61346's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 61346 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.