ZIP 61361 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 61361 (Bureau County, Illinois) returns a low composite of 15/100. Property-level stress concentrates in construction/permit lag (47/100), structural risk (33/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (63/100). Structurally it carries 33/100, against 1/100 of stress already in motion.

The expansion-phase market in 61361 posted values that rose 5.5% over the year, and 9% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 61361 scores 25/100. 6.8% of residents fall below the poverty threshold. Vacancy runs 23.2%, above the national norm and a classic distress-and-opportunity signal. Around 27% of adults hold a bachelor's degree or higher. Households earn a median $92,344 — above the roughly $78,000 national figure. 83% of housing is owner-occupied. Around 47% of renters are cost-burdened. There are about 704 housing units across 61361. Population is roughly 1,363 with a median age of 39. A median home runs $147,200 here, or 1.6 times local income.

On the whole, 61361 leans distressed, with opportunity clustered in specific stressed parcels. While 61361 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 61361 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61361 can be compared directly against any other ZIP in Bureau County, Illinois or nationwide. Where the record is thin for 61361, the field stays empty rather than modeled, and fills in as new documents post.

61361's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 61361 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.