ZIP 61238 Foreclosure, Tax-Lien & Distress Report

Henry County, Illinois's ZIP 61238 registers 21/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (62/100)). The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (46/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (14/100) register low. Latent structural risk is 46/100 while live distress already moving reads 4/100.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 15% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $131,100, an affordability ratio of 1.7× — accessible. 9.0% of residents fall below the poverty threshold. The vacancy rate is 9.2%. There are about 1,184 housing units across 61238. Median household income is $75,294, near the U.S. median near $78,000. On demographic stress specifically, 61238 scores 24/100. 2,705 residents call 61238 home, typically aged 41. Rent burden reaches 41% of tenant households. The tenure split is 90% owner-occupied to 10% rented. Around 19% of adults hold a bachelor's degree or higher.

On balance 61238 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 61238 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 61238's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 61238 shows as blanks, never estimates, and the score updates on every fresh public filing.

61238's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 61238 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.