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ZIP 61434 Foreclosure, Tax-Lien & Distress Report

Henry County, Illinois · High Vacancy market

ZIP 61434's composite property-distress score is 19/100 - DLRadar classes that as low for Henry County, Illinois. Structural exposure scores 42 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (60/100). The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (42/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (11/100) stay muted.

The market reads peak — home values rose 4.3% year on year, and 58% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $100,100 (1.4× income, relatively affordable). Households earn a median $61,085 — below the roughly $78,000 national figure. The ZIP holds roughly 1,410 housing units. Educational attainment sits at 25% bachelor's-or-above. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. Around 38% of renters are cost-burdened. Population is roughly 2,992 with a median age of 43. The demographic-stress sub-score lands at 25/100. Owners hold 79% of homes, renters 21%. 18.1% of residents fall below the poverty threshold.

Taken together, 61434 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 61434 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 61434 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Henry County, Illinois and the nation. Sparse data for 61434 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 figure for 61434 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 61434 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

19/100
Composite stress
42/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 61434

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk60
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

61434 at a glance

The live 61434 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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