ZIP 61490 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 61490 in Henry County, Illinois comes in at 21, a low composite-distress reading. Structural risk reads 47/100 against active distress of 4/100. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (47/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (13/100). It additionally carries heavy environmental risk: climate & FEMA risk (61/100).

The peak-phase market in 61490 posted values that rose 4.1% over the year, and 30% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 590 housing units. DLRadar's demographic-stress index for the area reads 22/100. 990 residents call 61490 home, typically aged 49. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. Around 23% of adults hold a bachelor's degree or higher. Roughly 9.4% live below the poverty line. The tenure split is 75% owner-occupied to 25% rented. Households earn a median $67,500 — below the roughly $78,000 national figure. The typical home is worth about $158,000 (2.1× income, relatively affordable). Rent burden reaches 11% of tenant households.

On the whole, 61490 leans distressed, with opportunity clustered in specific stressed parcels. 61490 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 61490 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 61490 stays directly comparable to neighboring ZIPs and the rest of Henry County, Illinois. The score is rebuilt from public data as it updates, so 61490 reflects the current record instead of a stale or modeled snapshot.

61490's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 61490 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.