ZIP 61413 Property Distress & Foreclosure Data

Composite property distress in 61413 (Henry County, Illinois) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (53/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (14/100) register low. The latent-versus-live split is 53/100 structural and 4/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100), climate & FEMA risk (62/100).

The market reads expansion — home values rose 6.5% year on year (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 89% owner-occupied to 11% rented. Roughly 1.7% live below the poverty line, a low share typical of higher-equity areas. Around 39% of renters are cost-burdened. About 25% have a four-year degree. On demographic stress specifically, 61413 scores 21/100. A median home runs $120,100 here, or 1.8 times local income. Households earn a median $72,955 — near the roughly $78,000 national figure. About 1,038 people live here, median age 49. The ZIP holds roughly 480 housing units. The vacancy rate is 8.9%.

Net-net, 61413 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.