ZIP 61413 Foreclosure, Tax-Lien & Distress Report

ZIP code 61413 in Henry County, Illinois carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (54/100), structural risk (46/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (14/100). Structurally it carries 46/100, against 4/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (62/100).

The peak-phase market in 61413 posted values that rose 3.8% over the year, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 89% owner-occupied to 11% rented. 1.7% of residents fall below the poverty threshold. Around 39% of renters are cost-burdened. About 25% have a four-year degree. The demographic-stress sub-score lands at 21/100. Home values center near $120,100, an affordability ratio of 1.8× — accessible. Households earn a median $72,955 — near the roughly $78,000 national figure. Population is roughly 1,038 with a median age of 49. The ZIP holds roughly 480 housing units. The vacancy rate is 8.9%.

Overall, 61413 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 61413 at the moment; the composite and its components are still built from verifiable public records.

The 61413 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 61413 stays directly comparable to neighboring ZIPs and the rest of Henry County, Illinois. The score is rebuilt from public data as it updates, so 61413 reflects the current record instead of a stale or modeled snapshot.

61413's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 61413 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.