ZIP 61465 Property Distress & Foreclosure Data

ZIP code 61465 in Mercer County, Illinois carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (50/100), structural risk (22/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (5/100). Structural exposure scores 22 and live distress 1 on the 0–100 scale.

The expansion-phase market in 61465 posted values that rose 6.5% over the year, at 44/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $127,400 (1.9× income, relatively affordable). Rent burden reaches 25% of tenant households. There are about 627 housing units across 61465. Vacancy runs 8.6%. Population is roughly 1,251 with a median age of 49. The demographic-stress sub-score lands at 22/100. Around 13% of adults hold a bachelor's degree or higher. At $57,014, median income runs below typical U.S. levels. 89% of housing is owner-occupied. The poverty rate is 5.1% — low.

On balance 61465 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.