ZIP 61465 Foreclosure, Tax-Lien & Distress Report

In Mercer County, Illinois, ZIP 61465 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (46/100), structural risk (21/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (5/100) register low. Structural risk reads 21/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $127,400 here, or 1.9 times local income. Rent burden reaches 25% of tenant households. There are about 627 housing units across 61465. Vacancy runs 8.6%. About 1,251 people live here, median age 49. DLRadar's demographic-stress index for the area reads 22/100. About 13% have a four-year degree. Median household income is $57,014, below the U.S. median near $78,000. The tenure split is 89% owner-occupied to 11% rented. 5.1% of residents fall below the poverty threshold.

Net-net, 61465 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 61465 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 61465 runs through one identical public-record model, so its 9/100 sits on the same scale as every other ZIP in Mercer County, Illinois and the nation. Nothing here is interpolated — where a source is thin for 61465, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 9/100 figure for 61465 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 61465 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.