ZIP 61476 Property Distress & Foreclosure Data

DLRadar grades ZIP 61476 (Mercer County, Illinois) at a minimal 7/100 for overall property distress. Property-level stress concentrates in construction/permit lag (34/100), structural risk (17/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (5/100) register low. Structural exposure scores 17 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 6.5% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 553 people live here, median age 39. A median home runs $122,500 here, or 1.5 times local income. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. About 32% have a four-year degree. The tenure split is 91% owner-occupied to 9% rented. Rent burden reaches 21% of tenant households. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. There are about 266 housing units across 61476. On demographic stress specifically, 61476 scores 17/100. Households earn a median $86,667 — near the roughly $78,000 national figure.

Overall 61476 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.