ZIP 61442 Property Distress & Foreclosure Data

ZIP code 61442 in Mercer County, Illinois carries a composite property-distress score of 7/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 17/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (35/100), structural risk (17/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 335 housing units. 14.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 25/100. Around 26% of renters are cost-burdened. Median household income is $49,643, below the U.S. median near $78,000. The vacancy rate is 29.7% — elevated. 550 residents call 61442 home, typically aged 53. Owners hold 85% of homes, renters 15%. Educational attainment sits at 3% bachelor's-or-above. Home values center near $67,200, an affordability ratio of 1.3× — accessible.

Taken together, 61442 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.