ZIP 61442 Foreclosure, Tax-Lien & Distress Report

Mercer County, Illinois's ZIP 61442 registers 8/100 composite distress, which DLRadar reads as minimal. The split runs 19/100 structural to 1/100 active on the ground. Its standout signals are construction/permit lag (45/100), structural risk (19/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 335 housing units. The poverty rate is 14.7%. The demographic-stress sub-score lands at 25/100. Rent burden reaches 26% of tenant households. At $49,643, median income runs below typical U.S. levels. Vacancy runs 29.7%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 550 with a median age of 53. Owners hold 85% of homes, renters 15%. About 3% have a four-year degree. A median home runs $67,200 here, or 1.3 times local income.

Net-net, 61442 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 61442 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 61442's 8/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 61442, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61442's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 61442 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.