ZIP 61260 Property Distress & Foreclosure Data

Composite property distress in 61260 (Mercer County, Illinois) lands at 6/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 14/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (37/100), structural risk (14/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.5% year on year (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 12.4% live below the poverty line. On demographic stress specifically, 61260 scores 22/100. About 8% have a four-year degree. A median home runs $96,700 here, or 1.8 times local income. Around 6% of renters are cost-burdened. The tenure split is 69% owner-occupied to 31% rented. Households earn a median $47,500 — below the roughly $78,000 national figure. The vacancy rate is 7.8%. The ZIP holds roughly 392 housing units. About 635 people live here, median age 40.

Net-net, 61260 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.