ZIP 61284 Property Distress & Foreclosure Data

Rock Island County, Illinois's ZIP 61284 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (46/100), institutional ownership (19/100), construction/permit lag (18/100). By contrast, construction/permit lag (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (83/100). The latent-versus-live split is 46/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.5% year on year, and 25% higher over three years (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 89% owner-occupied to 11% rented. A median home runs $236,900 here, or 2.3 times local income. On demographic stress specifically, 61284 scores 17/100. Around 0% of renters are cost-burdened. Households earn a median $98,491 — above the roughly $78,000 national figure. About 25% have a four-year degree. The ZIP holds roughly 1,066 housing units. About 2,122 people live here, median age 50. Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 2.5%.

Overall 61284 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.