ZIP 61284 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 61284 (Rock Island County, Illinois) lands at 22/100 — low on DLRadar's public-record scoring. Leading the profile are structural risk (50/100), construction/permit lag (35/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (83/100). Latent structural risk is 50/100 while live distress already moving reads 2/100.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 25% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 89% of homes, renters 11%. A median home runs $236,900 here, or 2.3 times local income. The demographic-stress sub-score lands at 17/100. Rent burden reaches 0% of tenant households. Median household income is $98,491, above the U.S. median near $78,000. About 25% have a four-year degree. There are about 1,066 housing units across 61284. Population is roughly 2,122 with a median age of 50. Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 2.5%.

Broadly, 61284 is a steadier market — the deals are the exceptions, not the rule. 61284 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 61284 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 61284 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 61284's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 61284 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.