ZIP 61242 Property Distress & Foreclosure Data

Composite property distress in 61242 (Rock Island County, Illinois) lands at 20/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (83/100). On the structural side it scores 46/100, with 2/100 of stress already active. The sharpest non-environmental signals are structural risk (46/100), institutional ownership (19/100), construction/permit lag (18/100). By contrast, construction/permit lag (18/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.5% year on year, and 15% higher over three years (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $95,804 — above the roughly $78,000 national figure. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. Around 44% of renters are cost-burdened. On demographic stress specifically, 61242 scores 24/100. About 30% have a four-year degree. About 1,135 people live here, median age 49. The tenure split is 89% owner-occupied to 11% rented. A median home runs $218,100 here, or 2.3 times local income. The vacancy rate is 7.0%. The ZIP holds roughly 504 housing units.

Overall 61242 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.