Rock Island County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rock Island County, IL distress report, 2026: 21 ZIPs scored in Rock Island, IL, Rock Island, IL average 21/100; the top Rock Island, IL ZIP is 61201 at 23/100; Rock Island, IL market phase peak, Rock Island, IL prices +3.8% year over year.
- Rock Island, IL ranks #1,681 nationally (opportunity index); Rock Island, IL #38 in Illinois; Rock Island, IL index 28.8.
- Rock Island, IL ninety-day mortgage delinquency 0.9% in December 2025; Rock Island, IL twelve-month change -0.1%.
- Rock Island, IL ZIP phases: 21 peak.
- Rock Island, IL residential listings tracked: 76 across 17 ZIPs; Rock Island, IL candidate listings 40.
- Rock Island, IL HUD assisted properties: 21 with 1,663 units.
- Rock Island, IL lenders on watch: 6; largest Rock Island, IL footprint Blackhawk Bank&Trust (12 branches).
- Rock Island, IL most distressed ZIP: 61201 at 23/100.
Rock Island, IL figures: DLRadar distress index; Rock Island, IL inputs: CFPB, FHFA, HUD, FDIC; Rock Island, IL rebuilt as sources refresh.
| Rank | Rock Island, IL ZIP | Score |
|---|---|---|
| 1 | 61201 | 23/100 |
| 2 | 61232 | 23/100 |
| 3 | 61236 | 23/100 |
| 4 | 61237 | 23/100 |
| 5 | 61239 | 23/100 |
| 6 | 61242 | 23/100 |
| 7 | 61244 | 23/100 |
| 8 | 61256 | 23/100 |
| 9 | 61257 | 23/100 |
| 10 | 61265 | 23/100 |
| 11 | 61275 | 23/100 |
| 12 | 61278 | 23/100 |
Most distressed Rock Island, IL ZIPs (0-100, 2026)
Mortgage delinquency in Rock Island, IL
0.9% of Rock Island, IL mortgages were ninety-plus days late (Rock Island, IL, December 2025); Rock Island, IL thirty-to-eighty-nine days late: 3.0%; Rock Island, IL twelve-month change -0.1%; Rock Island, IL peak since 2008: 3.3% (February 2012); Illinois overall 1.1%. Rock Island, IL ninety-day series: Dec 24 1.0, Jan 25 0.7, Feb 25 0.8 (Rock Island, IL), Mar 25 0.9, Apr 25 0.9, May 25 1.1 (Rock Island, IL), Jun 25 1.2, Jul 25 1.0, Aug 25 0.9 (Rock Island, IL), Sep 25 1.0, Oct 25 0.9, Nov 25 0.8 (Rock Island, IL), Dec 25 0.9.
Opportunity index: Rock Island, IL
Rock Island, IL index 28.8, Rock Island, IL phase early_signal; Rock Island, IL primary driver bank institutional, Rock Island, IL second driver listings discount. Rock Island, IL components: property stress 11.1, foreclosure pressure 10.5, listing discounts 41.7, bank stress 60.1, insurance 0.0; Rock Island, IL pulse 30.0; Rock Island, IL capital opportunity 26.9.
ZIP market phases inside Rock Island, IL
21 Rock Island, IL ZIPs carry a price-cycle phase; Rock Island, IL ZIPs by phase (Rock Island, IL), deepest drawdown first: peak, +3.8% YoY (Rock Island, IL): 61201, 61232, 61236, 61237, Rock Island, IL 61239, 61240, 61242, 61244, Rock Island, IL 61256, 61257, 61259, 61264, Rock Island, IL 61265, 61272, 61273, 61275.
Residential listings by Rock Island, IL ZIP
Rock Island, IL ZIPs with the most tracked Rock Island, IL residential listings: 61201 27 listings, 14 candidates, bank pressure 63; 61265 14 listings, 8 candidates, bank pressure 63; 61244 11 listings, 6 candidates, bank pressure 63; 61282 8 listings, 2 candidates, bank pressure 63 (Rock Island, IL); 61264 5 listings, 4 candidates, bank pressure 64; 61239 3 listings, 2 candidates, bank pressure 63; 61284 3 listings, 2 candidates, bank pressure 63; 61259 2 listings, 0 candidates, bank pressure 64. Rock Island, IL totals: 76 listings; Rock Island, IL candidates 40; active ZIPs 10.
HUD assisted housing in Rock Island, IL
21 assisted properties with 1,663 units sit in Rock Island, IL; largest Rock Island, IL properties: Deerfield Woods Phase Ii (East Moline) 168 units, 168 assisted; Colona House (East Moline) 153 units, 153 assisted; Sunset Heights (Rock Island) 141 units in Rock Island, IL; Ridgewood Towers (East Moline) 140 units, 140 assisted; Watch Hill Tower (Rock Island) 140 units, 140 assisted; Loma Linda (Silvis) 110 units, 110 assisted.
Lenders with branches in Rock Island, IL
Rock Island, IL lenders by branch count: Blackhawk Bank&Trust (Rock Island, IL): stress 61, 12 branches low in Rock Island, IL; Bankorion (Rock Island, IL): stress 78, 2 branches low in Rock Island, IL; Midwest Bank (Rock Island, IL): stress 76, 2 branches low in Rock Island, IL; Union Fs&La (Rock Island, IL): stress 63, 2 branches low in Rock Island, IL; Peoples Nb Of Kewanee (Rock Island, IL): stress 75, 1 branch low in Rock Island, IL; Morton Community Bank (Rock Island, IL): stress 60, 1 branch low in Rock Island, IL.
Vacancy and permits, Rock Island, IL
5,026 of 66,759 Rock Island, IL housing units are vacant; Rock Island, IL permits, twelve months: 77 multifamily units in Rock Island, IL, 85 one-to-four unit units.
Work Rock Island, IL at the parcel level
Every Rock Island, IL parcel carries owner and address; every Rock Island, IL parcel carries APN; Rock Island, IL distress scores sit on the Rock Island, IL live board.
Rock Island, IL figures refresh with each source.
Rock Island, IL questions
Most distressed ZIP code in Rock Island County, IL?
ZIP 61201 leads Rock Island, IL at 23/100; next in Rock Island, IL: 61232 at 23/100; the Rock Island, IL average is 21/100.
Where does Rock Island County, IL rank for investment opportunity?
Rock Island, IL is #1,681 among all ranked counties, #38 in Illinois; the Rock Island, IL driver is bank institutional; Rock Island, IL moved up 631 places.
How many mortgages are delinquent in Rock Island County, IL?
0.9% of Rock Island, IL mortgages were ninety-plus days late in December 2025; the Rock Island, IL peak since 2008 was 3.3%.
Which banks lend in Rock Island County, IL?
6 watched lenders hold Rock Island, IL branches; the largest Rock Island, IL footprints are Blackhawk Bank&Trust (12), Bankorion (2), Midwest Bank (2).
More on Rock Island, IL
Rock Island County, IL distress report: public-record figures for Rock Island, IL; not legal advice for Rock Island, IL; not tax or investment advice; verify every Rock Island, IL record before acting.