Rock Island County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Rock Island County, Illinois? DLRadar grades every Rock Island County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Rock Island County breakdown.
- Rock Island County's most distressed ZIP is 61201 at 22/100.
- 21 ZIP codes tracked in Rock Island County, averaging 20/100 distress.
- Rock Island County reads peak — home values up 3.8% year over year.
- Vacancy runs 10% across Rock Island County's tracked ZIPs, with a 8.8% poverty rate.
- The typical Rock Island County home is worth about $177,450 against a ~$69,304 median income.
- Lending headwind in Rock Island County sits at 61/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61201 | 22/100 |
| 2 | 61232 | 22/100 |
| 3 | 61236 | 22/100 |
| 4 | 61237 | 22/100 |
| 5 | 61239 | 22/100 |
| 6 | 61242 | 22/100 |
| 7 | 61244 | 22/100 |
| 8 | 61256 | 22/100 |
| 9 | 61257 | 22/100 |
| 10 | 61259 | 22/100 |
| 11 | 61264 | 22/100 |
| 12 | 61265 | 22/100 |
Most distressed ZIP codes in Rock Island County (composite distress 0-100, 2026)
What is driving Rock Island County distress
Nothing here is estimated: Rock Island County is scored from filings alone, and its ZIPs average 20/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Rock Island County market phase and pricing
The cycle in Rock Island County is peak, with values up 3.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Rock Island County
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Questions and answers
Which part of Rock Island County, IL scores highest for distress?
ZIP 61201 leads Rock Island County at 22/100, recomputed monthly from public records.
How would you describe the Rock Island County market phase?
Rock Island County is classified peak with a 3.8% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Rock Island County numbers?
Every Rock Island County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 21 Rock Island County ZIP codes that it runs on every other U.S. county, so Rock Island County's numbers are directly comparable to any other market.
How much do distress scores vary between Rock Island County ZIP codes?
The county figure is a blend, not a description. Across the Rock Island County ZIPs DLRadar ranks, scores run from 22/100 in 61201 down to 22/100 in 61265, against a Rock Island County average of 20/100. Because the gap runs to 0 points, Rock Island County rewards ZIP-level precision.
What do Rock Island County home values and vacancy say about distressed supply?
The typical Rock Island County home carries about $177,450 of value against a median household income near $69,304. Vacancy across Rock Island County's tracked ZIPs runs 10% and the poverty rate is 8.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Rock Island County's foreclosure and lien data and its 61/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.