Rock Island County, IL: Home-Insurance Distress & Forced-Sale Pressure
Rock Island County, IL: 29/100 (moderate) home-insurance distress; Rock Island, IL band LOW; Rock Island, IL #1,640 of 3,222 counties; Rock Island, IL #9 of 102 in Illinois; raw Rock Island, IL 33.9; Rock Island, IL coverage multiplier 0.85.
FEMA hazard, Rock Island, IL: 0/100; Rock Island, IL declarations, three years: none.
NFIP claims, Rock Island, IL, three years: 19; Rock Island, IL payouts $504,663; per Rock Island, IL claim $26,561; Rock Island, IL claim-stress 85/100.
Rock Island, IL monthly score: 29 in every month from March 2026 (Rock Island, IL) through October 2026.
Rock Island, IL components: NFIP claims 85; Rock Island, IL retreat index 29; Rock Island, IL climate multiplier 0.85.
Construction distress, Rock Island, IL: 42/100 as of August 2026 (Rock Island, IL: 36/100 one-to-four unit, 47/100 multifamily).
Rock Island, IL ZIPs, June 2026 (Rock Island, IL, 16 highest): score 0 (Rock Island, IL), climate 83 (Rock Island, IL): 61201, 61232, 61236, 61237, Rock Island, IL 61239, 61242, 61244, 61256, Rock Island, IL 61257, 61265, 61275, 61278, Rock Island, IL 61282, 61284; score 0 (Rock Island, IL), climate 82 (Rock Island, IL): 61264; score 0 (Rock Island, IL), climate 81 (Rock Island, IL): 61259.
DLRadar rescores Rock Island, IL monthly; Rock Island, IL readings join Rock Island, IL foreclosure, lien and ownership parcels (Rock Island, IL), so cost-squeezed Rock Island, IL owners surface before listing.
Inside Illinois, Rock Island County ranks 10th of 102 counties for home-insurance distress at 29/100; Dupage County (29/100) sits just above Rock Island County, and Mchenry County (29/100) sits just below Rock Island County.
Deterministic. Every Rock Island County, IL signal traces to a public Rock Island dataset (FEMA, NFIP, Census for Rock Island, IL) · how insurance distress works in Rock Island, IL · methodology
FAQ: Rock Island County, IL insurance distress
What is the Rock Island County, IL home-insurance-distress score?
Rock Island, IL: 29/100 (LOW), #1,640 of 3,222, #9 in Illinois. FEMA hazard, Rock Island, IL: 0/100; NFIP stress, Rock Island, IL: 85/100; construction, Rock Island, IL: 42/100; Rock Island, IL rescores monthly.
Is Rock Island County insurance distress getting better or worse (IL)?
Rock Island, IL: 29 in March 2026; Rock Island, IL: 29 in October 2026 (unchanged); Rock Island, IL NFIP claims score 85.
How many flood-insurance claims has Rock Island County, IL had?
Rock Island, IL: 19 NFIP claims, three years; Rock Island, IL paid $504,663; per Rock Island, IL claim $26,561; carriers reprice Rock Island, IL against that record.
Which Rock Island County ZIP codes carry the most insurance distress (IL)?
Rock Island, IL, June 2026: 61201 at 0, 61232 at 0, 61236 at 0, 61237 at 0; Rock Island, IL climate scores there: 83, 83, 83, 83.
Why does Rock Island, IL insurance distress create sellers?
A Rock Island, IL premium outruns the Rock Island, IL budget; a carrier leaves Rock Island, IL; Rock Island, IL carrying cost passes plan; Rock Island, IL owners sell while current; Rock Island, IL insurance distress leads Rock Island, IL foreclosure data.