ZIP 61265 Foreclosure, Tax-Lien & Distress Report
Rock Island County, Illinois · Affordable market
ZIP code 61265 in Rock Island County, Illinois carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (83/100). Its heaviest discrete signals: structural risk (52/100), construction/permit lag (41/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Structurally it carries 52/100, against 2/100 of stress already in motion.
Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 17% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 43,851 with a median age of 39. Owners hold 66% of homes, renters 34%. Vacancy runs 7.5%. 16.0% of residents fall below the poverty threshold. The typical home is worth about $147,000 (2.2× income, relatively affordable). Around 39% of renters are cost-burdened. At $63,910, median income runs below typical U.S. levels. The ZIP holds roughly 20,302 housing units. Around 28% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 27/100.
On balance 61265 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 61265 is not published yet -- the ZIP-level readings above remain fully sourced.
The 61265 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 61265 stays directly comparable to neighboring ZIPs and the rest of Rock Island County, Illinois. Sparse data for 61265 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 61265 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 61265 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 61265 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 61265 by the numbers
A live read on 61265: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Rock Island County
Nearest ZIP codes to 61265
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 61265
Related ZIP, county and statewide reads linked to Rock Island County, Illinois.
See every distressed parcel in 61265
Open 61265 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology