ZIP 61275 Foreclosure, Tax-Lien & Distress Report

ZIP code 61275 in Rock Island County, Illinois carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (83/100). Structurally it carries 52/100, against 2/100 of stress already in motion. What sets it apart are the readings on structural risk (52/100), construction/permit lag (41/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 21% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 85% of homes, renters 15%. Population is roughly 4,226 with a median age of 47. At $99,583, median income runs above typical U.S. levels. Around 24% of renters are cost-burdened. 7.3% of residents fall below the poverty threshold. Around 30% of adults hold a bachelor's degree or higher. The vacancy rate is 3.5%. There are about 1,767 housing units across 61275. The demographic-stress sub-score lands at 22/100. A median home runs $245,700 here, or 2.4 times local income.

On balance, 61275 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 61275's 23/100 can be lined up against any neighbor in Rock Island County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 61275, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 23/100 for 61275 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 61275 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.