ZIP 61275 Property Distress & Foreclosure Data

Rock Island County, Illinois's ZIP 61275 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (83/100). On the structural side it scores 46/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (46/100), institutional ownership (19/100), construction/permit lag (18/100). By contrast, construction/permit lag (18/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.5% year on year, and 21% higher over three years (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 85% owner-occupied to 15% rented. About 4,226 people live here, median age 47. Households earn a median $99,583 — above the roughly $78,000 national figure. Around 24% of renters are cost-burdened. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. About 30% have a four-year degree. The vacancy rate is 3.5%. The ZIP holds roughly 1,767 housing units. On demographic stress specifically, 61275 scores 22/100. A median home runs $245,700 here, or 2.4 times local income.

Overall 61275 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.