ZIP 61244 Foreclosure, Tax-Lien & Distress Report

Rock Island County, Illinois's ZIP 61244 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (83/100). On the structural side it scores 52/100, with 2/100 of stress already active. Its heaviest discrete signals: structural risk (52/100), construction/permit lag (41/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 3.8% year on year, and 20% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

About 21% have a four-year degree. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $66,827, below the U.S. median near $78,000. Population is roughly 23,288 with a median age of 39. Around 40% of renters are cost-burdened. The vacancy rate is 9.2%. The ZIP holds roughly 10,563 housing units. The tenure split is 67% owner-occupied to 33% rented. The demographic-stress sub-score lands at 28/100. Home values center near $139,400, an affordability ratio of 2.1× — accessible.

Overall, 61244 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 61244 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 61244 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 61244 reflects the current record instead of a stale or modeled snapshot.

Each component behind 61244 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. In workflow terms, 61244 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.