ZIP 61278 Foreclosure, Tax-Lien & Distress Report

In Rock Island County, Illinois, ZIP 61278 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 52/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in structural risk (52/100), construction/permit lag (41/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (83/100)).

The peak-phase market in 61278 posted values that rose 3.8% over the year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

A median home runs $219,000 here, or 2.6 times local income. The poverty rate is 5.2% — low. Owners hold 95% of homes, renters 5%. There are about 328 housing units across 61278. 671 residents call 61278 home, typically aged 51. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 22% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 19/100. Around 0% of renters are cost-burdened. Median household income is $84,000, near the U.S. median near $78,000.

On the whole, 61278 leans distressed, with opportunity clustered in specific stressed parcels. 61278 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 61278 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61278 can be compared directly against any other ZIP in Rock Island County, Illinois or nationwide. The score is rebuilt from public data as it updates, so 61278 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 61278 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 61278 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.