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ZIP 61240 Foreclosure, Tax-Lien & Distress Report

Rock Island County, Illinois · Distress market

In Rock Island County, Illinois, ZIP 61240 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). On the structural side it scores 46/100, with 3/100 of stress already active. The sharpest non-environmental signals are structural risk (46/100), construction/permit lag (37/100), institutional ownership (25/100). By contrast, institutional ownership (25/100) and mortgage stress (11/100) register low.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 14% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $237,000 (2.1× income, relatively affordable). The ZIP holds roughly 2,508 housing units. Median household income is $108,929, above the U.S. median near $78,000. About 33% have a four-year degree. The poverty rate is 2.7% — low. On demographic stress specifically, 61240 scores 17/100. The vacancy rate is 7.7%. 5,988 residents call 61240 home, typically aged 49. Around 10% of renters are cost-burdened. The tenure split is 94% owner-occupied to 6% rented.

Broadly, 61240 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 61240 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 61240 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Rock Island County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 61240 shows blanks, not estimates, wherever the record is sparse.

61240's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 61240 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

21/100
Composite stress
46/100
Structural risk
3/100
Distress activity

What is driving ZIP 61240’s distress

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk73
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 61240 by the numbers

61240 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Other Rock Island County ZIP codes

Related reports across Rock Island County, Illinois

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