ZIP 61230 Property Distress & Foreclosure Data

ZIP code 61230 in Whiteside County, Illinois carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 34 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), flood (NFIP) exposure (60/100). What sets it apart are the readings on structural risk (34/100), institutional ownership (14/100), construction/permit lag (8/100). By contrast, construction/permit lag (8/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 10% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,028 people live here, median age 38. There are about 449 housing units across 61230. The tenure split is 88% owner-occupied to 12% rented. Households earn a median $77,344 — near the roughly $78,000 national figure. A median home runs $138,600 here, or 1.9 times local income. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. About 14% have a four-year degree. On demographic stress specifically, 61230 scores 20/100. Vacancy runs 8.3%. Rent burden reaches 16% of tenant households.

Net-net, 61230 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.