ZIP 61230 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 61230 (Whiteside County, Illinois) at a low 19/100 for overall property distress. The latent-versus-live split is 43/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (66/100), flood (NFIP) exposure (61/100)). The pressure is most legible in construction/permit lag (46/100), structural risk (43/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 10% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,028 residents call 61230 home, typically aged 38. The ZIP holds roughly 449 housing units. 88% of housing is owner-occupied. Households earn a median $77,344 — near the roughly $78,000 national figure. A median home runs $138,600 here, or 1.9 times local income. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. Around 14% of adults hold a bachelor's degree or higher. On demographic stress specifically, 61230 scores 20/100. Vacancy runs 8.3%. Around 16% of renters are cost-burdened.

On balance 61230 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 61230 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 61230 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Whiteside County, Illinois and the nation. Nothing here is interpolated — where a source is thin for 61230, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61230's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 61230 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.