ZIP 61251 Property Distress & Foreclosure Data

Composite property distress in 61251 (Whiteside County, Illinois) lands at 15/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (34/100), institutional ownership (14/100), construction/permit lag (8/100). By contrast, construction/permit lag (8/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), flood (NFIP) exposure (60/100). The latent-versus-live split is 34/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.4% year on year (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 0.0%. Roughly 9.2% live below the poverty line. On demographic stress specifically, 61251 scores 21/100. Around 0% of renters are cost-burdened. Households earn a median $75,000 — near the roughly $78,000 national figure. The ZIP holds roughly 158 housing units. The tenure split is 88% owner-occupied to 12% rented. About 336 people live here, median age 40. About 0% have a four-year degree. A median home runs $190,900 here, or 2.5 times local income.

Net-net, 61251 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.