ZIP 61064 Property Distress & Foreclosure Data

ZIP code 61064 in Ogle County, Illinois carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (83/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 17% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $164,400, an affordability ratio of 2.3× — accessible. 14.2% of residents fall below the poverty threshold. Around 22% of renters are cost-burdened. Educational attainment sits at 18% bachelor's-or-above. The vacancy rate is 9.9%. Owners hold 68% of homes, renters 32%. Median household income is $71,296, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 1,881 housing units. 3,891 residents call 61064 home, typically aged 44.

Overall, 61064 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.