ZIP 61061 Property Distress & Foreclosure Data

DLRadar grades ZIP 61061 (Ogle County, Illinois) at a low 24/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (74/100), flood (NFIP) exposure (68/100). Property-level stress concentrates in construction/permit lag (84/100), structural risk (57/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural exposure scores 57 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 28% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $196,000, an affordability ratio of 2.3× — accessible. Owners hold 74% of homes, renters 26%. There are about 3,417 housing units across 61061. Educational attainment sits at 22% bachelor's-or-above. Rent burden reaches 28% of tenant households. 8.8% of residents fall below the poverty threshold. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 25/100. 6,802 residents call 61061 home, typically aged 53. Median household income is $86,663, near the U.S. median near $78,000.

On balance, 61061 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.