ZIP 61020 Foreclosure, Tax-Lien & Distress Report

ZIP 61020's composite property-distress score is 25/100 - DLRadar classes that as low for Ogle County, Illinois. What sets it apart are the readings on construction/permit lag (82/100), structural risk (58/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (70/100). Latent structural risk is 58/100 while live distress already moving reads 2/100.

The market reads expansion — home values rose 5.9% year on year, and 34% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,090 housing units across 61020. The vacancy rate is 5.9%. 8.8% of residents fall below the poverty threshold. About 30% have a four-year degree. Rent burden reaches 5% of tenant households. The demographic-stress sub-score lands at 19/100. The tenure split is 90% owner-occupied to 10% rented. Population is roughly 3,197 with a median age of 31. At $96,058, median income runs above typical U.S. levels. A median home runs $202,800 here, or 2.0 times local income.

Net-net, 61020 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 61020 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 61020 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61020 can be compared directly against any other ZIP in Ogle County, Illinois or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 61020 shows blanks, not estimates, wherever the record is sparse.

Each component behind 61020 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Practically, 61020 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.