ZIP 61101 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 61101 (Winnebago County, Illinois) at a low 28/100 for overall property distress. The most distinctive pressure shows up in structural risk (62/100), institutional ownership (48/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (20/100) register low. Structural risk reads 62/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (90/100)).

The expansion-phase market in 61101 posted values that rose 8.1% over the year, and 41% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $45,260, median income runs below typical U.S. levels. Around 50% of renters are cost-burdened. Roughly 31.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 19,671 with a median age of 38. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 15% bachelor's-or-above. The vacancy rate is 11.5% — elevated. The ZIP holds roughly 8,714 housing units. 51% of housing is owner-occupied. Home values center near $90,600, an affordability ratio of 2.0× — accessible.

Taken together, 61101 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 61101 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 61101 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61101 can be compared directly against any other ZIP in Winnebago County, Illinois or nationwide. 61101 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

61101's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 61101 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.