ZIP 61101 Property Distress & Foreclosure Data

DLRadar grades ZIP 61101 (Winnebago County, Illinois) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (69/100), institutional ownership (54/100), construction/permit lag (42/100). By contrast, mortgage stress (20/100) register low. The latent-versus-live split is 69/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 7.1% year on year, and 41% higher over three years (phase confidence 49/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $45,260 — below the roughly $78,000 national figure. Around 50% of renters are cost-burdened. Roughly 31.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 19,671 people live here, median age 38. On demographic stress specifically, 61101 scores 35/100. About 15% have a four-year degree. The vacancy rate is 11.5% — elevated. The ZIP holds roughly 8,714 housing units. The tenure split is 51% owner-occupied to 49% rented. A median home runs $90,600 here, or 2.0 times local income.

Net-net, 61101 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.