ZIP 61024 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 61024 (Winnebago County, Illinois) returns a low composite of 28/100. Property-level stress concentrates in structural risk (62/100), institutional ownership (48/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (20/100) register low. Latent structural risk is 62/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (90/100).

The expansion-phase market in 61024 posted values that rose 8.1% over the year, and 31% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $73,152, median income runs near typical U.S. levels. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. There are about 1,096 housing units across 61024. Rent burden reaches 29% of tenant households. Home values center near $152,700, an affordability ratio of 2.1× — accessible. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 2,264 with a median age of 47. The tenure split is 78% owner-occupied to 22% rented. Educational attainment sits at 20% bachelor's-or-above. The vacancy rate is 9.6%.

Net-net, 61024 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 61024 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 61024 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Winnebago County, Illinois and the nation. Where the public record is thin for 61024, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 61024 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 61024 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.