ZIP 61108 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 61108 in Winnebago County, Illinois comes in at 28, a low composite-distress reading. On the structural side it scores 62/100, with 6/100 of stress already active. Its heaviest discrete signals: structural risk (62/100), institutional ownership (48/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (20/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (90/100).

Prices here sit in a expansion phase: values rose 8.1% over the trailing year, and 35% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 30,202 people live here, median age 40. Home values center near $144,800, an affordability ratio of 2.0× — accessible. The demographic-stress sub-score lands at 27/100. Roughly 11.8% live below the poverty line. Vacancy runs 6.3%. At $63,046, median income runs below typical U.S. levels. There are about 12,751 housing units across 61108. Educational attainment sits at 24% bachelor's-or-above. The tenure split is 66% owner-occupied to 34% rented. Rent burden reaches 39% of tenant households.

Net-net, 61108 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 61108 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 61108 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 61108 stays directly comparable to neighboring ZIPs and the rest of Winnebago County, Illinois. The score is rebuilt from public data as it updates, so 61108 reflects the current record instead of a stale or modeled snapshot.

The 28/100 for 61108 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 61108 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.